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5. Braking System Maintenance for Optimal Performance

• Capital One partners with companies like Safeco to provide rental car insurance options for cardholders. While this coverage is not included automatically with the Platinum card, it can be purchased at the time of rental for an additional fee. This partnership ensures that cardholders have access to rental car insurance if they choose to purchase it, though it may not be as cost-effective as other options on the market.

• In contrast, many Amex cards offer similar protections without any additional charge if you use your card to rent the car. This makes using an Amex card more cost-effective for many travelers who don't need all the bells and whistles offered by rental agency policies but still want some level of protection against unexpected events.

• urgent cares generally offer quicker access